Online Payment Terms and Conditions

Welcome to the ARCS Credit System payment processing site. Please read and agree to the following online payment terms and conditions, website Terms of Service, and Refund Policy prior to agreeing and completing your online payment.

*** NOTICE ***

This is an attempt to collect a debt and any information obtained will be used for that purpose. This communication is from a debt collector. If you have any questions or would like to talk to a live Collections Specialist, please call us at +1 (855) 427-2744 during standard business hours: Monday thru Friday 8am-9pm EST. You can also mail your payment directly to ARCS Credit Systems, Post Office Box 472 Blythewood, SC 29016.

Credit Card Transaction

By submitting payment information through this Service you agree to the terms and conditions of this Agreement and any documents incorporated by reference. You further agree that this User Agreement forms a legally binding contract between you and ARCS Credit System and that this Agreement constitutes “a writing signed by You” under any applicable law or regulation. Any rights not expressly granted herein are reserved by ARCS Credit Systems. By clicking on the “Accept” button and by clicking on the “click here to pay by credit card” button, you are accepting these terms and the stated fees for using this service.

IMPORTANT:  Please make sure that you have correctly inputted your account number and creditor’s name in the payment form. This information can be found on your bill. For assistance, please contact us at +1 (855) 427-2744

This site provides a secure payment portal for making online payments. Please ensure that you are paying the correct party and that you have a valid account number received from us.

If you do not know your account number, please do not make a payment through this web site at this time. Instead, please Contact Us to obtain your account number before returning to make the payment. Without the account number we cannot credit your account with the payment you make on this site, which would result in a significant delay in processing of your payment.

  • This is a web site of a collection agency.
  • This is an attempt to collect a debt.
  • Any information obtained will be used for that purpose.

Question? Contact Us: [email protected]


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We help companies across a wide range of industries collect the money they are owed in a responsible, ethical manner.


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